Vision
Why Thirdfy exists. Autonomous agents, governed execution, and the future of finance on delegated capital.
By 2030, 46% of U.S. consumer spending could be influenced by AI-empowered consumers, per Cognizant & Oxford Economics (New Minds, New Markets, 2025). Payments, savings, lending, and portfolio operations will shift from manual apps to agent runtimes that act on your behalf.
Finance is moving from manual clicks to autonomous agents that rebalance, trade, earn, and allocate capital on schedules you define. That shift is already underway. The missing piece is not another wallet or another bot. It is governed execution: a layer that validates every action before real money moves.
Thirdfy is that layer.
The problem we solve
An agent can reason about markets in seconds. A user cannot review every swap, deposit, or rebalance in real time. If you give an agent broad signing authority and hope, you inherit the full risk of every mistake and every prompt injection.
The trust gap is not inside smart contracts alone. It sits between what the agent decided and what the wallet is allowed to do.
Thirdfy closes that gap with policy-checked Execute Intents. The agent proposes. Thirdfy validates against mandates, allowlists, and venue readiness. Only then do delegated wallets execute.
How we see finance
| Today | Where it is going |
|---|---|
| Users click through apps for every action | Users delegate bounded authority to agents they trust |
| Each integration is a custom script | Agents discover a live action catalog and run through one governance API |
| Execution risk sits with whoever holds the key | Validation before execution; auditable trails for every intent |
| Builders ship fragile one-off automations | Builders ship agent brains; Thirdfy handles fan-out, credits, and policy |
We believe capital will be operated by fleets of specialized agents: yield optimizers, trading desks, treasury runners, and agent-to-agent services. Humans and institutions set mandates, fund wallets, and hire agents. Infrastructure must make that safe at scale.
See Agent network for how one agent you build on CLI can be hired by other agents and fan out to thousands of wallets.
Where Thirdfy sits
- Agent creators build strategy and submit intents.
- Thirdfy enforces policy, credits, and venue rules.
- Delegated users keep custody; their wallets execute compliant actions only.
Same model for CLI, MCP, REST, and hosted runtimes (including EarnClaw) that call Thirdfy underneath.
What we are building toward
- Catalog-driven finance — One governed surface for trading, yield, prediction, and CEX lanes. Discovery is fail-closed: if it is not in the catalog, it does not execute.
- Delegation as a product primitive — Scoped grants, revocation, and venue-specific boundaries (EVM, perps API wallets, prediction CLOB, and more).
- Work-token economics — TFY aligns with governed execution, Credits revenue, and verifiable product usage. See TFY token (V2) for the V2 roadmap (coming soon).
- Ecosystem, not walled garden — Open CLI and MCP integration, creator platform, skills, and optional hosted deploy on EarnClaw (separate platform).